Corporations

Customized credit structures and cash flow strategies designed to strengthen performance and support long-term growth, guided by a team of experienced local bankers who understand your business.

Our experienced bankers in Puerto Rico reflect a deep understanding of the local market and the opportunities it offers. Backed by strong capital and a relationship-driven approach, we offer comprehensive solutions that align liquidity, credit, and Treasury Management services to your business objectives.

From navigating complex transactions to optimizing daily operations, your BanescoSelect Relationship Manager in Puerto Rico and local, experienced bankers are focused on helping you sustain momentum for on-going success.

Your BanescoSelect Relationship Manager begins by understanding your vision, business strategies, and cash management priorities to support your corporation with seamless, secure banking solutions.

Advance your business strategies with financial solutions focused on providing capital for expansion, strategic investments, and operational efficiency.

Your lending team in San Juan works in partnership with other Banesco USA seasoned credit executives to structure credit facilities aligned with your objectives, financial forecasts, and business operations.

Leveraging our Puerto Rico market experience and global insights, we deliver solutions designed to support immediate priorities and long-term growth.

Our business banking products and Treasury Management Services are designed to meet complex needs, support collections, and streamline payment processing to effectively manage cash flow.

Control collections with Merchant Services and Remote Deposit Capture¹ to support availability of funds. Integrate Zelle^® for your business to simplify payments to vendors, contractors, or employees.

Premium online solutions streamline payables to optimize liquidity, enhance security, and manage cash flow.

Visa Purchasing Cards offer a strategic payment solution to manage corporate expenses with customizable spending limits, real-time visibility, and detailed reporting for better oversight and control.²

Risk Management

Banesco USA oversees your accounts to prevent fraud and protect you from cyber threats.

Account activity is monitored to detect potential fraud. Your historical transaction patterns are analyzed, and any deviation is brought to your attention.

Payee Positive Pay detects potential fraud by matching your payee and other information with checks presented for payment before they are processed.

Our Online Banking tools make it easy to add and remove authorized users, set up transaction limits, and view account transaction history.

Two-factor authentication provides added protection in our mobile app, and paperless statements are posted in your online account to view and download.

In addition to FDIC insurance up to maximum standard amounts for deposit accounts, we offer ICS^® and CDARS^® for balances exceeding $250,000 to provide access to multimillion-dollar FDIC insurance coverage.

Service from your BanescoSelect Relationship Manager in Puerto Rico is complemented by secure email messaging available through Online Banking and the mobile app.

Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.
Commercial loans are subject to credit approval and the Bank’s credit policies. Additional conditions may apply.
¹Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.
²Visa Purchasing Cards are subject to credit approval. Additional conditions apply.
Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network^SM. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.
Zelle^® is available in over 2,300 banking and credit union apps. To send or receive money with Zelle^®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.