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Financing

Comprehensive credit solutions in Puerto Rico, designed to support near-term liquidity and long-term financial goals.

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Owner-occupied Commercial Financing

When acquiring property in Puerto Rico for your business, our lending specialists work with you to structure financing that aligns with your growth plans and long-term objectives.

Financing is available for a range of properties, including office, warehouse, and retail spaces.

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Real Estate Investment Loans

For experienced real estate investors, our financing solutions are designed to preserve liquidity while expanding your portfolio. Drawing on deep lending experience and insight into the dynamics of the Puerto Rico market, we help you capitalize on opportunities to generate income and build long-term value.

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Commercial Real Estate Lending

Banesco USA is recognized as a leading commercial real estate lender in South Florida, bringing that experience to Puerto Rico. Our commercial real estate specialists offer local insight and industry knowledge to help you execute your investment strategy, optimize cash flow, and manage financial risk across multi-family, industrial, office, and other income-producing properties.

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SBA Loans

Designed to help businesses formed in Puerto Rico acquire, grow, and expand, an SBA loan is a small business financing option that is funded and serviced by Banesco USA and partially guaranteed by the U.S. Small Business Administration (SBA). It allows lenders like Banesco USA to offer longer terms, lower down payments, and more flexible uses than other types of business loans.

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Personal Loans

Tailored lending solutions designed to support the Puerto Rico lifestyle you’ve built and the next goals you envision.

Our specialists provide the guidance and insight needed to make confident financing decisions.

Loans are subject to credit approval and the Bank’s credit policies. Additional conditions may apply.