Manufacturing Businesses

Your ambition to succeed is supported by customized financial strategies and a relationship defined by experience.

Looking up at tall industrial silos with blue sky above.

As we deliver your elevated banking experience, our focus is on getting to know you and your ambitions.

Optimizing operations, driving growth, and building resilience across supply chains from Puerto Rico to global markets.

Navigating the intricacies of the manufacturing sector requires financial solutions aligned with your business objectives. Commercial term loans and owner-occupied financing provide the capital to expand capacity, invest in upgraded equipment, or modernize operations. Revolving lines of credit and collections financing ensure cash flow while supporting your operational demands. Inventory and purchase order financing sustain production to meet demand while preserving your liquidity. SBA loans and other customized financing solutions offer the flexibility to pursue long-term growth and capitalize on manufacturing business opportunities.

Accounts designed to simplify transactions and enhance efficiency.

Our deposit accounts support daily operations with checking, Money Market, savings, and CD options that combine convenience with the opportunity to earn interest on idle balances. With a single, secure login for both personal and business accounts, banking becomes even more convenient with our robust online platform.

Benefit from the efficiency of Treasury Management Services.

Your BanescoSelect Relationship Manager in San Juan, in collaboration with your Banesco USA Treasury Management Specialist, will offer solutions to manage payment processing with a broad range of digital tools.

Our online and mobile banking wire transfer capabilities accelerate domestic and international payments, with recurring payment options. Liquidity management is supported through automated or on-demand transactions, helping ensure your payment needs are met.

Remote Deposit Capture¹ offers flexibility to deposit checks from any location on the island, while Payee Positive Pay provides fraud protection by preventing unauthorized or altered checks from processing.

Safeguarding your accounts with advanced fraud and security protection

Through a combination of AI technology and human oversight, your accounts are continuously monitored for unusual activity, and you receive an alert when action may be required.

Payee Positive Pay helps identify potential fraud by matching payee and other check details before processing, while online notifications give you control to approve or decline transactions.

Our online banking platform lets you manage authorized users, establish transaction limits, and review activity history with ease. Enhanced security features, including two-factor authentication and securely stored paperless statements, protect your privacy.

In addition to FDIC insurance up to standard maximums for deposit accounts, we offer ICS^® and CDARS^® for balances exceeding $250,000 to provide access to multimillion-dollar FDIC insurance coverage.

Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.

Commercial loans are subject to credit approval and the Bank’s credit policies. Additional conditions may apply.

¹Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.

 IntraFi and ICS are registered service marks, and the IntraFi Cash Service is a service mark, of IntraFi Network LLC.

Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network^SM. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.