{"id":9475,"date":"2025-11-24T23:14:19","date_gmt":"2025-11-24T23:14:19","guid":{"rendered":"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/?page_id=9475"},"modified":"2025-12-01T04:44:22","modified_gmt":"2025-12-01T04:44:22","slug":"treasury-management","status":"publish","type":"page","link":"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/puerto-rico\/treasury-management\/","title":{"rendered":"Treasury Management Solutions for Puerto Rico Businesses"},"content":{"rendered":"\n<div class=\"page-id-6239\">\n\n\n\r\n\r\n\r\n\r\n\r\n<section \r\n\r\n\r\nid=\"hero-block-block_1dbaecd6b33d5a147c15c0fa2b998a51\" \r\n\r\n\r\nclass=\"\r\n\r\n\r\n\tblock hero-block lightBackground darkFont image_locationleft vertical_bottom \r\n\r\n\r\n\thero-Parent selectedDesign center-align headingRecife-Parent\r\n\r\n\r\n\t\r\n\r\n\">\r\n\r\n\r\n\r\n\r\n\r\n\t\r\n\r\n\r\n\r\n\r\n\t<div class=\"container\">\r\n\r\n\r\n\t\t\r\n\r\n\t\t<div class=\"hero-Flex\">\r\n\r\n\r\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Treasury Management<\/h1><div class=\"text text_mwidth\"><p style=\"color:#222222\">A comprehensive suite of business services to streamline payables and collections, manage global disbursements, and mitigate financial risk.<\/p><div>\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t<\/div>\r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n\t@media screen and (min-width:768px) {\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\t}\r\n\r\n\r\n\t\r\n\r\n\r\n\tsection.hero-Parent .hero-Flex{\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\t}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\n\n\r\n\r\n\r\n    <section class=\"split-columns-content negative-top-margin lightBackground block zip-zap-block \" \r\n\r\n            style=\"background-color:#F7F7F7\">\r\n\r\n        \r\n\r\n\r\n                \r\n                <style>\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n                        @media screen and (min-width:768px){\r\n\r\n                            .subImg1776532550{\r\n\r\n                                top: -140px !important;\r\n\r\n                                left:-180px !important;\r\n\r\n                                bottom:  !important;\r\n\r\n                                right: !important;\r\n\r\n                            }\r\n\r\n                        }\r\n\r\n                    \r\n\r\n\r\n                    \r\n                    .parent_padding_1776532550 {\r\n\r\n                        --padding-top: 0px;\r\n\r\n                        --padding-bottom: 257px ;\r\n\r\n                    }\r\n\r\n\r\n\r\n                    @media screen and (max-width:768px) {\r\n\r\n                        .parent_padding_1776532550 {\r\n\r\n                            --padding-top: 0px;\r\n\r\n                            --padding-bottom: 230px;\r\n\r\n                        }  \r\n\r\n                    }\r\n\r\n\r\n\r\n                <\/style>\r\n\r\n\r\n\r\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\r\n\r\n                    \r\n                    \r\n\r\n                    <div class=\"\r\n\r\n                        sFlex-parent \r\n\r\n                        sub_top-left\r\n                        parent_padding_1776532550 \r\n\r\n                         \r\n\r\n                        sFlex-wrapper lightFont \r\n\r\n                         \r\n\r\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\r\n\r\n                        \r\n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\r\n\r\n                        \r\n\r\n                        \r\n                        \r\n\r\n                        \r\n\r\n\r\n                        <div \r\n\r\n                        class=\"\r\n\r\n                            sFlexImg \r\n\r\n                            sFlex-1-3 \r\n\r\n                            enable-trig \r\n\r\n                            strike_ \r\n\r\n                             \r\n                        \" \r\n\r\n                        style=\"margin-top: \">\r\n\r\n\r\n\r\n                        \r\n\r\n\r\n                            <img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"397\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/08\/golden-circle-side.png\" class=\"subImg image_size_type_default subImg1776532550  top-left backShow\" alt=\"Golden circle graphic in Select\" srcset=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/08\/golden-circle-side.png 397w, https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/08\/golden-circle-side-150x150.png 150w\" sizes=\"auto, (max-width: 397px) 100vw, 397px\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1468\" height=\"2090\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/treasury_img.webp\" class=\"mainImg enable-trig mainImg1776532550 shadow_1 \" alt=\"Professional woman using banesconline finance app\" srcset=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/treasury_img.webp 1468w, https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/treasury_img-1079x1536.webp 1079w, https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/treasury_img-1438x2048.webp 1438w\" sizes=\"auto, (max-width: 1468px) 100vw, 1468px\" \/><img src='https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/treasury_img.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1776532550 shadow_1'><\/img>\r\n\r\n\r\n                        <\/div>\r\n\r\n\r\n\r\n                        \r\n                                    \r\n\r\n                            <div \r\n\r\n                                class=\"sFlexContent sFlex-2-3 \r\n\r\n                                    mobile_image_position_top\r\n                                \">\r\n\r\n                                \r\n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\r\n\r\n                                        <p><h2>We understand how cash flow management drives growth and profitability. Expect personalized, collaborative service from your BanescoSelect Relationship Manager in Puerto Rico and our Treasury Management specialists to provide the tools, technology, and solutions that support your liquidity strategy.<\/h2>\r\n<p>We offer a suite of available digital solutions to maximize efficiency. We guide you through the setup process and can adapt services as your needs change.<\/p><\/p>                                                                            <\/div>\r\n\r\n                                \r\n                            <\/div>\r\n\r\n\r\n\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n        \r\n\r\n\r\n                \r\n                <style>\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n                        @media screen and (min-width:768px){\r\n\r\n                            .subImg1776532537{\r\n\r\n                                top: -208px !important;\r\n\r\n                                left: !important;\r\n\r\n                                bottom:  !important;\r\n\r\n                                right:-139px !important;\r\n\r\n                            }\r\n\r\n                        }\r\n\r\n                    \r\n\r\n\r\n                    \r\n                    .parent_padding_1776532537 {\r\n\r\n                        --padding-top: 0px;\r\n\r\n                        --padding-bottom: 0px ;\r\n\r\n                    }\r\n\r\n\r\n\r\n                    @media screen and (max-width:768px) {\r\n\r\n                        .parent_padding_1776532537 {\r\n\r\n                            --padding-top: 0px;\r\n\r\n                            --padding-bottom: 0px;\r\n\r\n                        }  \r\n\r\n                    }\r\n\r\n\r\n\r\n                <\/style>\r\n\r\n\r\n\r\n                <div class=\"flex-parent-wrapper parent-wrapper-1\">\r\n\r\n                    \r\n                    \r\n\r\n                    <div class=\"\r\n\r\n                        sFlex-parent \r\n\r\n                        sub_top-right\r\n                        parent_padding_1776532537 \r\n\r\n                         \r\n\r\n                        sFlex-wrapper lightFont \r\n\r\n                        sFlex-reverse \r\n\r\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\r\n\r\n                        \r\n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\r\n\r\n                        \r\n\r\n                        \r\n                        \r\n\r\n                        \r\n\r\n\r\n                        <div \r\n\r\n                        class=\"\r\n\r\n                            sFlexImg \r\n\r\n                            sFlex-1-3 \r\n\r\n                            enable-trig \r\n\r\n                            strike_ \r\n\r\n                             \r\n                        \" \r\n\r\n                        style=\"margin-top: \">\r\n\r\n\r\n\r\n                        \r\n                            <span class=\"small-golden-ball\"><\/span>\r\n\r\n                        \r\n\r\n\r\n                            <img loading=\"lazy\" decoding=\"async\" width=\"436\" height=\"436\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/white-ball-treasury.png\" class=\"subImg image_size_type_default subImg1776532537  top-right backShow\" alt=\"White ball graphic related to treasury services\" srcset=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/white-ball-treasury.png 436w, https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/white-ball-treasury-150x150.png 150w\" sizes=\"auto, (max-width: 436px) 100vw, 436px\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1264\" height=\"1542\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/building-1.webp\" class=\"mainImg enable-trig mainImg1776532537 shadow_1 \" alt=\"Modern building\" srcset=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/building-1.webp 1264w, https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/building-1-1259x1536.webp 1259w\" sizes=\"auto, (max-width: 1264px) 100vw, 1264px\" \/><img src='https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/building-1.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1776532537 shadow_1'><\/img>\r\n\r\n\r\n                        <\/div>\r\n\r\n\r\n\r\n                        \r\n                                    \r\n\r\n                            <div \r\n\r\n                                class=\"sFlexContent sFlex-2-3 \r\n\r\n                                    mobile_image_position_top\r\n                                \">\r\n\r\n                                \r\n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\r\n\r\n                                        <p><h2 class=\"h2title\">Account Management<\/h2>\r\n<h2>Innovative online and digital technologies streamline the management of your business accounts.<\/h2>\r\n<p>Assign authorized users to your accounts to facilitate transactions that meet the parameters you set, so you maintain control while increasing operational efficiency.<\/p>\r\n\r\n<p>Workflow efficiencies are improved with data exports to QuickBooks<sup>\u00ae<\/sup>, paperless statements, and account activity alerts, as well as the flexibility to transfer funds between your accounts online or in the mobile app.<\/p><\/p>                                                                            <\/div>\r\n\r\n                                \r\n                            <\/div>\r\n\r\n\r\n\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n        \r\n    <\/section>\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n    \r\n    .mainImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\r\n\r\n    }\r\n\r\n\r\n\r\n    .subImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\r\n\r\n    }\r\n\r\n\r\n\r\n    .trig_wrapper {\r\n\r\n        transform: translateX(calc(var(--trig) \/ 11));\r\n\r\n        animation-delay: 0.25s;\r\n\r\n    }\r\n\r\n    .strike_1:after{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\r\n\r\n    }\r\n\r\n<\/style>\n\n\r\n\r\n<section id=\"text-columns-block_509451a546eee83a0122645237c8d057\" class=\"block text-columns\" style=\"\r\n\r\n\r\n--padding-top: 200px;\r\n\r\n\r\n--paddings-top--mobile: 20px;\r\n\r\n\r\n--paddings-bottom: 200px;\r\n\r\n\r\n--paddings-bottom--mobile: 20px;\r\n\r\n\r\n--margins-top: 0px;\r\n\r\n\r\n--margins-top--mobile: 0px;\r\n\r\n\r\n--margins-bottom: 0px;\r\n\r\n\r\n--margins-bottom--mobile: 0px;\r\n\r\n\r\n--gradient: var(--light-background, #F7F7F7);\r\n\r\n\r\n\">\r\n\r\n\r\n  <div class=\"container\">\r\n\r\n\t\t                <div class=\"float_div enable-trig back_image_positionleft\">\r\n                    <img decoding=\"async\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/06\/greencircle.png\" alt=\"Green circle as floating element in Select\" class=\"float\">\r\n                <\/div>\r\n        \r\n\r\n\t\t\t<div class=\"columns\" style=\"border-top:1px solid#E0E0E0;\">\r\n\r\n\r\n\t\t\t\t<div class=\"column\"><span class=\"title title_style_default\"><\/span><h2 style=\"color: #222;font-size: 26px;font-weight: 600;line-height: 40px;margin-bottom: 22px\">Payables Management<\/h2>\r\n<h2 style=\"color: #222;line-height: 40px;margin-bottom: 33px\">Services suited to align with your cash balances and financial forecasts.<\/h2>\r\n<p>Wire transfers seamlessly transmit electronic payments within Puerto Rico, and to and from the U.S. and internationally.<\/p>\r\n\r\n<p>Our Visa Debit Card offers the flexibility to pay contactless for purchases online and in person, plus the ability to monitor transactions online to maintain cash flow.<\/p>\r\n\r\n<p>Simplify business-related spending with a Visa Purchasing Card<sup>1<\/sup> that offers efficient expense tracking, customized spending limits, and real-time visibility.<\/p>\r\n\r\n<p>Gain more buying power for your Puerto Rico business with Letters of Credit to help you strengthen relationships with a guarantee of payment.<\/p><\/div><div class=\"column\"><span class=\"title title_style_default\"><\/span><h2 style=\"color: #222;font-size: 26px;font-weight: 600;line-height: 40px;margin-bottom: 22px\">Collections Management<\/h2>\r\n<h2 style=\"color: #222;line-height: 40px;margin-bottom: 33px\">Services that accelerate collections to strengthen your balance sheet<\/h2>\r\n\r\n<p>Zelle<sup>\u00ae<\/sup> for your business, Merchant Services, and Apple Pay streamline availability of funds in your account. Remote Deposit Capture<sup>2<\/sup> expedites processing and eliminates a visit to a banking center to deposit paper checks.<\/p>\r\n\r\n<\/div>\r\n\r\n\t\t\t<\/div>\r\n\r\n\r\n\t\t\t\r\n\r\n  <\/div>\r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n\r\n\r\n\r\n.float_div{ \r\n\r\n\r\n    transform: translateY( calc(var(--trig-reverse) \/ 4) );\r\n\r\n\r\n}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\n\n\r\n\r\n\r\n\r\n\r\n<section id=\"center-images-block_dfe86f41cb38ae5753fff58edb8d950f\" class=\"block center-images\" style=\"\r\n\r\n\r\n--padding-top: 0px;\r\n\r\n\r\n--paddings-top--mobile: 30px;\r\n\r\n\r\n--paddings-bottom: 100px;\r\n\r\n\r\n--paddings-bottom--mobile: 0px;\r\n\r\n\r\n--margins-top: 0px;\r\n\r\n\r\n--margins-top--mobile: 0px;\r\n\r\n\r\n--margins-bottom: 0px;\r\n\r\n\r\n--margins-bottom--mobile: 0px;\r\n\r\n\r\n--gradient: var(--light-background, #F7F7F7);\r\n\r\n\r\n\">\r\n\r\n\r\n    <div class=\"container\">\r\n\r\n\r\n\t\t<div class=\"first_image enable-trig\">\r\n\r\n\r\n\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6228.webp\" alt=\"Two professional entrepreneurs at banesco international\" class=\"float\">\r\n\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\t\t<div class=\"second_image position-left position_vertical-bottom enable-trig\" style=\"\">\r\n\r\n\r\n\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.dynamicperceptionsinc.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/green-circles.png\" alt=\"Modern Building casting a shadow\" class=\"float\">\r\n\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\t\t\r\n\r\n    <\/div>\r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n@media screen and (min-width:768px) {\r\n\r\n\r\n\t.third_image img {\r\n\r\n\r\n\t\tposition:relative;\r\n\r\n\r\n\t\ttop: ;\r\n\r\n\r\n\t\tright: 1px!important;\r\n\r\n\r\n\t}\r\n\r\n\r\n\t.second_image img {\r\n\r\n\r\n\t\tposition:relative;\r\n\r\n\r\n\t\ttop: ;\r\n\r\n\r\n\t\tright: ;\r\n\r\n\r\n\t}\r\n\r\n\r\n}\r\n\r\n\r\n.first_image { \r\n\r\n\r\n\ttransform: translateY(calc(var(--trig) \/ 7));\r\n\r\n\r\n}\r\n\r\n\r\n.second_image {\r\n\r\n\r\n\ttransform: translateY(calc(var(--trig-reverse) \/ 2));\r\n\r\n\r\n}\r\n\r\n\r\n.third_image {\r\n\r\n\r\n\ttransform: translateY(calc(var(--trig) \/ 2));\r\n\r\n\r\n}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\n\n\r\n\r\n\r\n\r\n\r\n<section id=\"center-text-block_aabec820cef61c740a9c3d7b743b86d6\" class=\"block center-text styling-light border_\"\r\n\r\n\r\n    style=\"--padding-top: 0px;\r\n\r\n\r\n    --paddings-top--mobile: 170px;\r\n\r\n\r\n    --paddings-bottom: 0px;\r\n\r\n\r\n    --paddings-bottom--mobile: 0px;\r\n\r\n\r\n    --margins-top: 0px;\r\n\r\n\r\n    --margins-top--mobile: 0px;\r\n\r\n\r\n    --margins-bottom: 0px;\r\n\r\n\r\n    --margins-bottom--mobile: 0px;\r\n\r\n\r\n    --gradient: var(--light-background, #F7F7F7);\">\r\n\r\n\r\n\r\n\r\n\r\n    <div class=\"container\">\r\n\r\n\r\n        <div class=\"content\">\r\n\r\n\r\n            <div class=\"center-text__inner-wrapper\">\r\n\r\n\r\n                <h2 class=\"title\">Risk Management<\/h2>\r\n\r\n\r\n                \r\n\r\n                    <div class=\"text fadeout_  \">\r\n\r\n\r\n                        <p>Banesco USA oversees your accounts to prevent fraud and protect you from cyber threats. Positive Pay detects potential fraud by matching your check payee and other information prior to processing.<\/p>\r\n\r\n<p>Our Online Banking tools make it easy to add or remove authorized users, set up transaction limits, and view processing history. Account activity is monitored to detect potential fraud. Your historical transaction patterns are analyzed and any deviation is brought to your attention.<\/p>\r\n<p>Two-factor authentication provides added protection when using our mobile app, and paperless statements are posted in your online accounts to view and download.<\/p>\r\n<p>Banesco USA accounts are insured by the FDIC up to the standard maximum amount. Higher FDIC insurance coverage is available with CDARS<sup>\u00ae<\/sup> and ICS<sup>\u00ae<\/sup> for deposit balances above $250,000.<\/p>\r\n<p>Service from your Puerto Rico based BanescoSelect Relationship Manager is complemented by secure email messaging available through Online Banking and the mobile app.<\/p>\r\n\r\n                        \r\n\r\n                            <div class=\"sticky_bg\"><\/div>\r\n\r\n\r\n                        \r\n\r\n                    <\/div>\r\n\r\n\r\n                \r\n\r\n\r\n\r\n\r\n                \r\n\r\n\r\n\r\n\r\n                    \r\n\r\n                \r\n\r\n                \r\n\r\n            <\/div>\r\n\r\n\r\n            \r\n\r\n            \r\n\r\n\r\n\r\n\r\n            \r\n\r\n        <\/div>\r\n\r\n\r\n    <\/div>\r\n\r\n\r\n    \r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n    .center-trig_wrapper {\r\n\r\n\r\n        transform: translateX(calc(var(--trig) \/ 5));\r\n\r\n\r\n        animation-delay: 0.25s;\r\n\r\n\r\n    }\r\n\r\n\r\n\r\n\r\n\r\n    .corner_image {\r\n\r\n\r\n        transform: translateX(calc(var(--trig) \/ 5));\r\n\r\n\r\n        animation-delay: 0.25s;\r\n\r\n\r\n    }\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\r\n\r\n\r\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\r\n\r\n\r\n<script>\r\n\r\n\r\n    new Swiper('.text_slider_init', {\r\n\r\n\r\n        direction: 'vertical',\r\n\r\n\r\n        autoplay: {\r\n\r\n\r\n            height: window.innerHeight,\r\n\r\n\r\n            delay: 5000,\r\n\r\n\r\n            disableOnInteraction: false,\r\n\r\n\r\n        },\r\n\r\n\r\n        slidesPerView: 'auto',\r\n\r\n\r\n        speed: 600,\r\n\r\n\r\n        navigation: {\r\n\r\n\r\n            nextEl: '.swiper-button-next',\r\n\r\n\r\n            prevEl: '.swiper-button-prev',\r\n\r\n\r\n        },\r\n\r\n\r\n    });\r\n\r\n\r\n<\/script>\r\n\r\n\r\n\n\n<section id=\"disclosure-block_cbdfc3b369e701f808c2a2b39af73321\" class=\"block disclosure\" style=\"\r\n    --padding-top: 0px;\r\n    --paddings-top--mobile: 0px;\r\n    --paddings-bottom: 25px;\r\n    --paddings-bottom--mobile: 25px;\r\n    --margins-top: 0px;\r\n    --margins-top--mobile: 0px;\r\n    --margins-bottom: 0px;\r\n    --margins-bottom--mobile: 0px;\r\n    --gradient: #f7f7f7;\r\n\">\r\n\r\n    <div class=\"container\">\r\n        <div class=\"content\">\r\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\r\n                    \r\n                                            Disclosures                                                    <span class=\"chevron\">\r\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\r\n                            fill=\"#313131\" \/>\r\n                    <\/svg>\r\n                <\/span>\r\n            <\/button>\r\n            <div class=\"text active\"><p style=\"text-align: center\">\r\n<p>Account transaction and service fees apply. Refer to the <u><a href=\"https:\/\/banescousa.dynamicperceptionsinc.com\/pdf\/sof\/Schedule-of-Fees-and-Service-Charges.pdf\" rel=\"noopener\" target=\"_blank\">Schedule of Fees and Service Charges<\/a><\/u>.<\/span><\/p>\r\n<p><sup>1<\/sup>Visa Purchasing cards are subject to credit approval. Additional conditions may apply.\r\n<p><sup>2<\/sup>Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.<\/p>\r\n<p>Quicken<sup>\u00ae<\/sup> is a registered trademark of Rocket Mortgage, LLC, used under license. QuickBooks<sup>\u00ae<\/sup> is a registered trademark of Intuit Inc.<\/p>\r\n<p>Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. ICS program withdrawals are limited to six per month when using the ICS savings option. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network<sup>SM<\/sup>. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.<\/p>\r\n<p>Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.<\/p>\r\n<p>Zelle<sup>\u00ae<\/sup> is available in over 2,300 banking and credit union apps. To send or receive money with Zelle<sup>\u00ae<\/sup>, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle<sup>\u00ae<\/sup> and the Zelle<sup>\u00ae<\/sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license.<\/p><\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n<script async>\r\nfunction disclosureToggle() {\r\n    document.querySelector('.toggle').classList.toggle('active');\r\n    document.querySelector('.disclosure .text').classList.toggle('active');\r\n}\r\n<\/script>\r\n\n\n\n<\/div>\n\n\n<style>\r\n\t@media (min-width: 769px) {\r\n    .page-id-6239 .center-text .sticky_bg {\r\n        height: 80px;\r\n        position: sticky;\r\n        bottom: 0;\r\n        width: 100%;\r\n        background: linear-gradient(0deg, rgb(247, 247, 247) 50%, rgba(255, 255, 255, 0));\r\n        display: flex;\r\n    }\r\n}\r\n\r\n.page-id-347 .split-columns-content .flex-parent-wrapper .sFlex-parent .sFlexContent .sFlexContent-inner h2, .page-id-4634 .split-columns-content .flex-parent-wrapper .sFlex-parent .sFlexContent 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