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Specialty Banking

Commercial Real Estate Developers

Banesco USA banking for commercial real estate developers in Puerto Rico is designed to support the island’s growth.

Banking and financing for commercial real estate development

Secure financing to acquire, construct, and develop commercial real estate

Maximize profitability with strategic guidance and insight

Leverage our financial strength to navigate Puerto Rico real estate cycles

Secure financing to acquire, construct, and develop commercial real estate

Senior Debt Financing

Optimize potential returns

Leverage low-interest senior debt to finance a substantial portion of your project. Minimize capital outlay to maximize the overall project.

Pre-development Loans

Plan for future opportunities

Secure funding for early-stage project expenses including design, engineering, and permitting. Prepare to move projects forward while preserving capital for long-term growth across Puerto Rico.

Land Acquisition Loans

Secure your next site on the island

Finance the purchase of land for upcoming projects with a loan customized for your goals that preserves liquidity for other investments.

Construction Loans

Build with confidence

Access flexible financing structured to match each stage of your development, from groundbreaking to completion, ensuring consistent cash flow throughout the project.

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Maximize profitability with strategic guidance and insight

Senior bankers and credit officers

Our Puerto Rico based commercial real estate bankers and credit officers bring extensive experience, structuring credit facilities to maximize the potential of your project.

Local decisions and insights

Our Puerto Rico based leadership brings firsthand market knowledge and relationships that drive progress for faster responses and lending terms tailored to each project.

Trusted market leadership

With decades of experience in commercial real estate financing, our team understands the complexities of development and delivers guidance built on years of proven success throughout Puerto Rico.

Personalized service

Every relationship is supported by an experienced team based in Puerto Rico, along with credit experts and servicing professionals who are all focused on your success.

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Leverage our financial strength to navigate Puerto Rico real estate cycles

Deep lending capabilities

Our financial strength and stability offer consistent lending across Puerto Rico, supporting a wide range of projects.

Committed to Puerto Rico real estate

At the core of our business is a long-standing commitment to the island’s commercial real estate sector. With a local presence in San Juan, we are prepared to adapt to economic cycles and market trends, and embrace future opportunities.

Customized credit facilities

We structure lending solutions tailored to the Puerto Rico real estate market and each project’s balance sheet strength, asset allocation, cash flow, and projected revenue streams. Our approach is focused on capital flexibility, ensuring loans support strategic objectives and financial efficiency.

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Bank with experienced commercial real estate lending professionals

Bank with experienced commercial real estate lending professionals


Bank with experienced commercial real estate lending professionals


Manage everyday banking in Puerto Rico

Treasury Management solutions simplify payment processing for improved cash flow and access to funds

Simplify wire transfer payments

Online wire transfer services make it secure and convenient to send funds locally and internationally.

Receive incoming wire transfers

Electronic funds are deposited into your account from local or international sources, and you receive alerts confirming when funds are received.

Avoid fraud on outgoing payments

Add Positive Pay to block unauthorized checks before they are processed.

Pay digitally

Automate electronic payments to cover operating expenses with online bill pay and wire transfers.

Simplify wire transfer payments

Online wire transfer services make it secure and convenient to send funds locally and internationally.

Receive incoming wire transfers

Electronic funds are deposited into your account from local or international sources, and you receive alerts confirming when funds are received.

Avoid fraud on outgoing payments

Add Positive Pay to block unauthorized checks before they are processed.

Pay digitally

Automate electronic payments to cover operating expenses with online bill pay and wire transfers.

Inquire now

Our Purchasing Card offers expense control

Streamline the payment process for operational costs like professional services or vendor payments with a Visa Purchasing Card. Issue cards to employees for reimbursable expenses, set spending limits, track expenses in real time, and earn cash back.1

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purchsing card
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Deposit Accounts

Our checking, Money Market, savings, and CD accounts are tailored to the unique needs of commercial real estate developers.

Digital Banking

Bank anytime, anywhere with our online services and mobile app. You can complete all your banking without visiting a banking center or speaking to a banker.

Automate Monthly Bill Payments

Set up recurring payments for fixed expenses and pause payments if needed, centralizing all payee details in one place.

Delegate Routine Banking

Authorize staff to handle specific banking transactions while keeping account activity private.

Monitor Cash Flow

Receive daily alerts on account balances and real-time notifications for incoming digital payments and outgoing transactions above your preset limits, as well as other important account activity.

Bank with experienced bankers in Puerto Rico

Bank with experts (Commercial Real Estate Developers)

Contact us to start your relationship

Explore Purchasing Card benefits


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